Bipin Preet Singh is the Co-Founder, Managing Director & CEO of MobiKwik, one of India’s leading digital payments and financial services platforms. Singh co-founded MobiKwik in August 2009 with his wife Upasana Taku, starting with just ₹8 lakh ($9,700) in personal savings from a small office in Dwarka, Delhi. Under his leadership, MobiKwik has grown to serve over 176 million users and 4.5 million merchants across India. The company completed a blockbuster IPO in December 2024, with the issue oversubscribed 119 times and shares listing at a 57.7% premium. MobiKwik trades on the NSE and BSE under the ticker MOBIKWIK.
Read on to discover MobiKwik CEO email address, Bipin Preet Singh net worth in 2026, salary and compensation, career history, wife & family, and more.
Bipin Preet Singh – Quick Facts
| Bipin Preet Singh — At a Glance | |
|---|---|
| Full Name | Bipin Preet Singh |
| Position | Co-Founder, Managing Director & CEO |
| Company | MobiKwik (NSE: MOBIKWIK) |
| Age | 45 years (born June 16, 1980) |
| Education | B.Tech Electrical Engineering, IIT Delhi (1998–2002) |
| Net Worth (2026) | ~₹2,260 crore (~$270 million) combined with co-founder wife |
| Remuneration | ~₹4 crore per annum (base + variable) |
| CEO Since | August 2009 (co-founder) |
| Headquarters | Gurugram (Gurgaon), Haryana, India |
| [email protected] | |
| Twitter/X | @BipinSingh |
MobiKwik Competitors
MobiKwik operates in India’s intensely competitive digital payments and fintech ecosystem. The key competitors of MobiKwik include:
- Paytm (One97 Communications) – India’s largest digital payments company with a vast ecosystem of financial services
- PhonePe – UPI-based payments leader, backed by Walmart (via Flipkart)
- Google Pay (India) – Google’s UPI-based payment platform with massive user adoption
- Amazon Pay – Amazon’s digital wallet integrated across its e-commerce platform in India
- CRED – Credit card payments and rewards fintech unicorn
- Razorpay – Payment gateway and business banking platform
- Freecharge – Digital wallet acquired by Axis Bank
- BharatPe – Merchant-focused fintech with QR code payments and lending
Bipin Preet Singh Net Worth 2026 – MobiKwik CEO Salary
As of 2026, Bipin Preet Singh’s combined net worth with co-founder and wife Upasana Taku is estimated at approximately ₹2,260 crore (~$270 million USD). This figure is primarily derived from their combined promoter stake in MobiKwik. Bipin holds a 19.26% stake in One MobiKwik Systems, while Upasana holds 13.09%, giving the couple a combined 32.35% promoter holding.
Singh’s annual compensation at MobiKwik was set at approximately ₹4 crore (around $480,000 USD), comprising ₹2.5 crore in fixed salary and ₹1.5 crore in performance-based variable pay. This remuneration was approved by the board for a three-year period from June 2021 to June 2024 and is expected to have been renewed at comparable or higher levels following the successful IPO.
MobiKwik CEO Compensation Overview
| Component | Amount | Notes |
|---|---|---|
| Fixed Salary | ₹2.5 crore (~$300K) | Base component |
| Variable Pay | ₹1.5 crore (~$180K) | Performance-linked |
| Total Annual Remuneration | ₹4.0 crore (~$480K) | 198% increase over FY21 |
| Promoter Stake (Bipin) | 19.26% | Largest individual shareholder |
| Combined Promoter Stake | 32.35% | With wife Upasana Taku (13.09%) |
| Estimated Net Worth (combined) | ₹2,260 crore (~$270M) | Post-IPO valuation |
Key Insight: Singh’s net worth surged dramatically following MobiKwik’s December 2024 IPO. The couple started MobiKwik with just ₹8 lakh in savings — their promoter stake is now worth over ₹2,200 crore, a return of more than 27,000x on their original investment.
MobiKwik Financial Summary – Is MobiKwik Profitable?
MobiKwik has shown strong revenue growth, though it has historically been loss-making as it invests aggressively in user acquisition and product expansion. The company’s nine-month revenue for FY25 (April–December 2024) already surpassed its full-year FY24 income, signaling a strong growth trajectory. MobiKwik’s CFO has projected positive EBITDA for FY2026, indicating the company is on a clear path to profitability.
MobiKwik Financial Highlights
| Metric | FY2024 | FY2023 | YoY Change |
|---|---|---|---|
| Revenue from Operations | ₹875 crore | ₹539 crore | ▲ +62% |
| 9M FY25 Total Income | ₹914 crore | — | Surpassed full-year FY24 |
| Payments GMV (Q3 FY25) | ₹29,400 crore | — | ▲ +206% YoY |
| Users | 176 million | ~150 million | ▲ +17% |
| Merchants | 4.5 million | ~3.8 million | ▲ +18% |
| IPO Subscription (Dec 2024) | 119.38x | — | — |
| Market Cap (Feb 2026) | ~₹1,600–1,800 crore | — | — |
| 52-Week Range | ₹190.62 – ₹354.40 | — | — |
IPO Milestone: MobiKwik’s IPO in December 2024 was one of the most anticipated Indian fintech listings. The issue, priced at ₹265–279 per share, was subscribed 119 times over and listed at a 57.7% premium, hitting the 20% upper circuit on its very first day of trading.
Bipin Preet Singh Education & Early Life
Bipin Preet Singh was born on June 16, 1980, into a Punjabi family in India. From an early age, he showed a strong aptitude for science and technology, which led him to pursue engineering at one of India’s most prestigious institutions.
Singh earned his Bachelor of Technology (B.Tech) in Electrical Engineering from the Indian Institute of Technology (IIT) Delhi, graduating in 2002. IIT Delhi is consistently ranked among the top engineering schools in India and Asia, and its alumni network includes some of the most prominent entrepreneurs and technology leaders globally.
After graduating from IIT Delhi, Singh spent seven years (2002–2009) in the global semiconductor industry, working as a platform architect at some of the world’s leading chip companies including Intel, Nvidia, and Freescale Semiconductor (now NXP Semiconductors). His work at these companies exposed him to cutting-edge technology and global business operations, laying the groundwork for his entrepreneurial journey.
Education Details
| Institution | Degree / Program | Period |
|---|---|---|
| Indian Institute of Technology (IIT) Delhi | B.Tech in Electrical Engineering | 1998–2002 |
Career – From Semiconductor Engineer to Fintech Founder
Bipin Preet Singh’s career can be divided into two distinct phases: his corporate career in the semiconductor industry (2002–2009) and his entrepreneurial journey as the founder and CEO of MobiKwik (2009–present).
Pre-MobiKwik Career (2002–2009)
After graduating from IIT Delhi, Singh joined the semiconductor industry where he gained deep technical expertise over seven years. He worked as a platform architect at Intel Corporation, the world’s largest chipmaker, where he was involved in designing and developing platforms for computing devices. He subsequently worked at Nvidia, the graphics and AI chip leader, and Freescale Semiconductor, a major player in embedded processors.
These roles gave Singh hands-on experience with complex systems architecture, hardware-software integration, and global technology operations — skills that would prove invaluable when he later built MobiKwik’s technology platform from scratch.
Founding MobiKwik (2009)
In 2009, Singh took the bold step of leaving his comfortable corporate career to co-found MobiKwik with his wife Upasana Taku. The couple invested their personal savings of just ₹8 lakh (~$9,700) and started operations from a tiny office in Dwarka, Delhi. The idea was born out of Singh’s frustration with having to repeatedly recharge his prepaid mobile phone using physical recharge coupons. He envisioned a digital wallet that would make mobile recharges and payments seamless.
MobiKwik initially launched as a mobile recharge platform and digital wallet, obtaining its Reserve Bank of India (RBI) license in 2013. Over the years, it expanded into a comprehensive financial services platform offering digital payments, consumer credit (MobiKwik ZIP — buy-now-pay-later), insurance, and mutual fund investments.
Career Timeline
| Period | Role | Organization |
|---|---|---|
| 1998–2002 | B.Tech Student, Electrical Engineering | IIT Delhi |
| 2002–2009 | Platform Architect | Intel, Nvidia, Freescale Semiconductor |
| Aug 2009 | Co-Founder | MobiKwik (with ₹8 lakh savings) |
| 2009–Present | Co-Founder, MD & CEO | MobiKwik |
| 2013 | Obtained RBI Wallet License | MobiKwik |
| Dec 2024 | IPO: 119x subscribed, 57.7% listing premium | MobiKwik (NSE/BSE) |
| Feb 2026 | BSE approval for stock broking subsidiary | MobiKwik |
MobiKwik CEO Role – Leadership & Strategy
As the co-founder and CEO of MobiKwik since its inception, Bipin Preet Singh has been the driving force behind the company’s evolution from a simple mobile recharge app into a multi-faceted digital banking and financial services platform. His leadership responsibilities include overall business strategy, technology development, fundraising, and regulatory compliance.
Key Leadership Milestones
- Digital Wallet Pioneer: Built one of India’s first mobile wallets, securing an RBI license in 2013 — well before the demonetization wave of 2016 that supercharged digital payments adoption
- Scale Achievement: Grew MobiKwik’s user base from zero to 176 million users and 4.5 million merchants, making it one of India’s top digital payment platforms
- Product Diversification: Expanded MobiKwik beyond payments into consumer lending (MobiKwik ZIP buy-now-pay-later), insurance distribution, and mutual fund investments
- IPO Success: Led MobiKwik through one of the most successful fintech IPOs in Indian history — the December 2024 offering was subscribed 119 times over and the company listed at a 57.7% premium
- Revenue Growth: Achieved 62% year-over-year revenue growth in FY2024, with nine-month FY25 income already surpassing full-year FY24
- Payments GMV Explosion: Payments GMV grew 206% year-over-year in Q3 FY25, reaching ₹29,400 crore
- Stock Broking Expansion: Secured BSE approval for MobiKwik’s stock broking subsidiary in 2025, diversifying into capital markets
Leadership & Achievements
Bipin Preet Singh is widely recognized as one of India’s most prominent fintech entrepreneurs. He and Upasana Taku are often cited as India’s most successful husband-wife startup team. Under Singh’s leadership, MobiKwik has survived and thrived in a market dominated by deep-pocketed competitors backed by the likes of Walmart (PhonePe), Google (Google Pay), Amazon (Amazon Pay), and Alibaba (Paytm).
Notable Achievements & Recognitions
- Fortune India Most Powerful Women in Business: Upasana Taku (co-founder) has been repeatedly recognized, reflecting the company’s prominence
- IIT Delhi Distinguished Alumni: Recognized among IIT Delhi’s notable entrepreneurial alumni
- Bootstrapped Success: One of the few Indian fintech founders to have started with personal savings (₹8 lakh) and grown to a publicly listed company worth thousands of crores
- 119x IPO Subscription: MobiKwik’s IPO was among the most oversubscribed Indian tech offerings of 2024, a testament to investor confidence in Singh’s leadership
- RBI License Holder: MobiKwik was among the earliest fintech companies to obtain an RBI wallet license, giving it regulatory credibility
- Industry Speaker: Regular speaker at fintech conferences and startup events across India and internationally
Bipin Preet Singh – Personal Life, Wife & Family
Bipin Preet Singh is married to Upasana Taku, who is not only his life partner but also his co-founder and Chief Operating Officer at MobiKwik. Together, they form one of India’s most prominent entrepreneurial power couples.
The couple met in 2008 while watching a play and began dating shortly thereafter. They married in 2011, two years after co-founding MobiKwik. According to published reports, the couple does not have children and have been fully focused on building MobiKwik.
Upasana Taku herself has an impressive background. She completed her schooling in Surat, Gujarat, earned an engineering degree from the National Institute of Technology (NIT), Jalandhar with a specialization in Industrial Engineering, and then pursued her MS in Management Science and Engineering from Stanford University. Before co-founding MobiKwik, she worked at HSBC in San Diego and later at PayPal, where she gained exposure to digital payment systems across America, Europe, and Asia.
Singh comes from a Punjabi family. He keeps his personal life relatively private and is known for his intense focus on building MobiKwik. The founding story of MobiKwik — a husband-wife team starting with ₹8 lakh from a tiny Dwarka office — has become one of India’s most inspiring startup narratives.
MobiKwik CEO Email Address | Bipin Preet Singh Contact
Below are the official contact details and social media profiles for MobiKwik CEO Bipin Preet Singh:
| Contact Information | |
|---|---|
| Email Address | [email protected] |
| Twitter/X | @BipinSingh |
| Bipin Preet Singh – CEO at MobiKwik | |
| Corporate HQ | Unit 102, Block B, Pegasus One, Golf Course Road, Sector 53, Gurugram, Haryana 122003, India |
| Investor Relations | mobikwik.com/ir |
| Company Website | mobikwik.com |
About MobiKwik
MobiKwik (officially One MobiKwik Systems Limited) is an Indian digital banking and financial services platform founded in 2009 by Bipin Preet Singh and Upasana Taku. Headquartered in Gurugram, Haryana, MobiKwik offers a comprehensive suite of digital financial products:
| Product / Service | Description |
|---|---|
| MobiKwik Wallet | Digital wallet for mobile recharges, bill payments, and peer-to-peer transfers |
| MobiKwik ZIP | Buy-now-pay-later (BNPL) product offering instant credit to consumers |
| Payment Gateway | Payment processing for 4.5 million+ merchants |
| Insurance | Digital distribution of insurance products |
| Mutual Funds | Paperless mutual fund investment platform |
| Stock Broking | Newly approved (2025) BSE stock broking subsidiary |
MobiKwik went public in December 2024, listing on both the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) under the ticker symbol MOBIKWIK. The IPO raised ₹572 crore through a fresh issue of 2.05 crore shares at a price band of ₹265–279 per share.
Frequently Asked Questions (FAQ)
Who is the CEO of MobiKwik?
The CEO of MobiKwik is Bipin Preet Singh, who co-founded the company in August 2009 with his wife Upasana Taku. Singh serves as Co-Founder, Managing Director, and Chief Executive Officer of One MobiKwik Systems Limited.
What is Bipin Preet Singh’s net worth in 2026?
Bipin Preet Singh’s combined net worth with co-founder wife Upasana Taku is estimated at approximately ₹2,260 crore (~$270 million USD), primarily based on their combined 32.35% promoter stake in MobiKwik following the December 2024 IPO.
What is MobiKwik CEO’s salary?
Bipin Preet Singh’s annual remuneration at MobiKwik is approximately ₹4 crore (~$480,000 USD), comprising ₹2.5 crore in fixed salary and ₹1.5 crore in performance-linked variable pay.
What is MobiKwik CEO’s email address?
MobiKwik CEO Bipin Preet Singh’s email address is [email protected]. The company’s email format is [email protected]. For investor relations, visit mobikwik.com/ir.
What is Bipin Preet Singh’s education?
Bipin Preet Singh holds a B.Tech in Electrical Engineering from the Indian Institute of Technology (IIT) Delhi, graduating in 2002. IIT Delhi is one of India’s most prestigious engineering institutions.
When did MobiKwik go public?
MobiKwik completed its IPO in December 2024. The IPO was priced at ₹265–279 per share, was subscribed 119 times, and shares listed at a 57.7% premium on the NSE and BSE.
How many users does MobiKwik have?
MobiKwik serves 176 million users and 4.5 million merchants across India as of 2025.
Is MobiKwik profitable?
MobiKwik has been working toward profitability. While historically loss-making (net loss of ₹83.81 crore in FY23), the company’s nine-month FY25 income surpassed full-year FY24 revenue, and the CFO has projected positive EBITDA in FY2026.
Article last updated: March 2026
Disclaimer: All information presented in this article has been compiled from publicly available sources, including company filings, official press releases, and reputable news outlets. This content is provided for informational purposes only and does not constitute financial or investment advice. Net worth figures are estimates and may vary by source.