ABN AMRO CEO – Marguerite Bérard (Age – 48)

ABN AMRO Bank N.V., one of the three largest banks in the Netherlands, is led by Marguerite Bérard, who became CEO and Chair of the Executive Board in April 2025 — making history as the first woman to lead a top-three Dutch bank. A graduate of France’s elite École Nationale d’Administration (ENA), Sciences Po Paris, and Princeton University, Bérard served as advisor to President Nicolas Sarkozy at the Élysée Palace before building a distinguished career at BPCE Group and BNP Paribas. She also authored a critically acclaimed memoir about her Jewish grandfather’s extraordinary journey from Ukraine to Paris. Under her leadership, ABN AMRO posted a full-year 2025 net profit of approximately €2.25 billion and announced the acquisition of NIBC Bank for €960 million. ABN AMRO has approximately €400 billion in total assets and a market capitalization of roughly €24 billion.

Read on to discover ABN AMRO CEO email address, Marguerite Bérard net worth in 2026, salary and compensation, career history, age, family, and more.
Marguerite Berard CEO of ABN AMRO Bank
Marguerite Bérard, CEO & Chair of the Executive Board of ABN AMRO Bank • Photo: ABN AMRO

Marguerite Bérard – Quick Facts

Marguerite Bérard — At a Glance
Full Name Marguerite Bérard (née Bérard-Andrieu)
Position CEO & Chair of the Executive Board
Company ABN AMRO Bank N.V. (Euronext: ABN)
Age 48 years (born December 31, 1977)
Nationality French
Education ENA; Sciences Po Paris; Master’s, Princeton University
Net Worth (2026) Not publicly disclosed
Total Compensation €862,672 (no bonus — Dutch banking regulation)
CEO Since April 23, 2025
Previous Role Head of French Retail Banking, BNP Paribas
Headquarters Gustav Mahlerlaan 10, Amsterdam, Netherlands
Email [email protected]
LinkedIn Marguerite Bérard

ABN AMRO Competitors

ABN AMRO operates in the highly competitive Dutch and European banking sector. The bank competes for retail, private banking, and corporate clients across the Netherlands and internationally. Key competitors of ABN AMRO include:

  • ING Group – Largest Dutch bank by assets; global retail and wholesale banking
  • Rabobank – Cooperative bank; leading Dutch mortgage lender
  • BNP Paribas – Largest European bank; Bérard’s former employer
  • Deutsche Bank – Germany’s largest bank; competes in corporate banking
  • Société Générale – Major French bank with European retail operations
  • KBC Group – Belgian bancassurance group; strong in Benelux region
  • de Volksbank – Dutch state-owned bank; competes in domestic retail

Marguerite Bérard Net Worth 2026 – ABN AMRO CEO Salary

As of 2026, Marguerite Bérard’s net worth is not publicly disclosed. Unlike many CEO peers at major international banks, her ABN AMRO compensation is remarkably modest by global banking standards, totaling just €862,672 per year. This figure includes her fixed salary and the statutory holiday allowance — and nothing else. ABN AMRO Executive Board members receive no variable remuneration whatsoever due to Dutch banking regulations known as the “bonus ban,” which applies to banks that received government bailouts during the 2008 financial crisis.

This makes Bérard one of the lowest-paid major bank CEOs in Europe. For comparison, the average CEO compensation at a comparable European bank often exceeds €3–5 million when bonuses and stock awards are included. Her predecessors at ABN AMRO operated under the same restriction — Robert Swaak, who served as CEO before Bérard, also received no variable pay during his tenure.

ABN AMRO CEO Compensation Breakdown

Component Amount (EUR) Share
Fixed Salary (incl. holiday allowance) €862,672 100%
Variable Remuneration (Bonus) €0 (prohibited by law) 0%
Stock Awards / Options €0 (prohibited by law) 0%
Pension Contribution Included in fixed
TOTAL €862,672 (~$940K USD) 100%
Key Insight: Bérard is an accomplished author — her 2019 memoir “Le Siècle d’Assia” (published by Flammarion) tells the story of her maternal grandfather Emmanuel Genstein, a Jewish immigrant born in 1903 in Rovno, Ukraine, who survived pogroms, built houses in Tel Aviv, and settled as a watch-strap craftsman in Paris. She wrote the book in airports and hotel rooms between business trips. Upon joining ABN AMRO, she also committed to learning Dutch — a challenge Bloomberg highlighted when covering her historic appointment.

ABN AMRO Net Worth 2026 – Is ABN AMRO Profitable?

Yes, ABN AMRO is a profitable bank. In full-year 2025, ABN AMRO posted a net profit of approximately €2.25 billion (Q1: €619M, Q2: €606M, Q3: €617M, Q4: €410M). While this represented a slight decline from the €2.8 billion earned in FY2024, the bank demonstrated consistent profitability throughout the year. Full-year net interest income exceeded €6.3 billion, in line with guidance, and the CET1 capital ratio strengthened to 15.4%.

Under Bérard’s leadership, ABN AMRO announced a transformative strategy at its November 2025 Capital Markets Day, centered on three priorities: accelerating profitable growth, right-sizing the cost base (including a net reduction of 5,200 FTEs by 2028), and optimizing capital allocation. The bank also announced the landmark acquisition of NIBC Bank from Blackstone for approximately €960 million, expected to close in H2 2026, which will strengthen ABN AMRO’s position in the Dutch mortgage market and add affluent retail clients to its savings business.

ABN AMRO Financial Summary (FY2025)

Metric Value YoY Change
Market Capitalization ~€24B (~$26B) ▲ ~50%
Net Interest Income >€6.3B
Net Profit ~€2.25B ▼ ~5%
Total Assets ~€400B
Return on Equity 8.7% ▼ from 12.2%
CET1 Ratio 15.4% ▲ from 14.0%
NIBC Acquisition Price €960M Announced Nov 2025
Job Cuts Planned ~5,200 FTEs by 2028
Employees ~26,000
Turnaround Strategy: At the November 2025 Capital Markets Day, Bérard set an ambitious target of achieving operating income above €10 billion by 2028. The NIBC acquisition is expected to deliver a return on invested capital of approximately 18% by 2029 and strengthen ABN AMRO’s position as a top Dutch mortgage lender.

ABN AMRO CEO Email Address | Marguerite Bérard Contact

Below are the official contact details and social media profiles for ABN AMRO CEO Marguerite Bérard:

Contact Information
Email Address [email protected]
LinkedIn Marguerite Bérard – CEO at ABN AMRO
Twitter/X (Corporate) @ABNAMRO
Corporate HQ Gustav Mahlerlaan 10, 1082 PP Amsterdam, Netherlands
Corporate Website abnamro.com

Career & Education – Company, University, & College

Marguerite Bérard’s career is a remarkable blend of French high public service and international banking — from advising President Sarkozy at the Élysée Palace to running BNP Paribas’s French retail operations, and now leading one of the Netherlands’ largest banks. Her path to the top of European banking is distinctly French, rooted in the elite civil service tradition and the revolving door between government and the private sector.

Marguerite Bérard Career Timeline

Period Role Organization
2004–2007 Inspector of Finance French Ministry of Finance
2007–2010 Advisor on Employment & Social Affairs, Office of President Sarkozy Élysée Palace
2011–2012 Chief of Staff Ministry of Labour, Employment & Health
2012–2018 Head of Strategy, Legal & Compliance; Member of Management Board BPCE Group
Jan 2019–Mar 2024 Head of French Commercial & Personal Banking; Executive Committee Member BNP Paribas
Apr 2025–Present CEO & Chair of the Executive Board ABN AMRO Bank

Bérard began her career in 2004 at the French Ministry of Finance as an Inspector of Finance, one of the most prestigious positions in the French civil service. In 2007, she was appointed advisor to President Nicolas Sarkozy on employment and social affairs at the Élysée Palace — a role that placed her at the heart of French policy-making during the global financial crisis.

After leaving government service, she joined BPCE Group (the holding company for Banques Populaires, Caisses d’Epargne, and Natixis) in 2012, where she rose to Head of Strategy, Legal Affairs, and Compliance and became a member of the Management Board. In January 2019, she moved to BNP Paribas as Head of French Commercial and Personal Banking and member of the Executive Committee, overseeing one of Europe’s largest retail banking networks.

In January 2025, ABN AMRO announced its intention to propose Bérard as the successor to CEO Robert Swaak. She was formally appointed at the Annual General Meeting on April 23, 2025, for a four-year term. As CEO, she is responsible for Audit, Legal & Corporate Office, Strategy & Sustainability, Brand, Marketing & Communications, and Human Resources.

Education

University Degree / Program
Sciences Po Paris (Institut d’Études Politiques) Political Studies & Public Administration
Princeton University Master’s Degree
École Nationale d’Administration (ENA) Graduated (one of France’s most prestigious élite schools)
ABN AMRO Bank Headquarters Amsterdam Gustav Mahlerlaan
ABN AMRO Bank Headquarters at Gustav Mahlerlaan 10, Amsterdam, Netherlands • Photo: Wikimedia Commons (CC)

Marguerite Bérard Wiki – Age, Family, & More

Marguerite Bérard was born on December 31, 1977, in Paris, France. She is currently 48 years old. She comes from a family deeply embedded in the French administrative and political elite — her father, Jean-Michel Bérard, was a regional prefect (one of the highest positions in France’s territorial administration), and her mother was a banker and advisor to President Jacques Chirac.

Bérard was previously married to Thomas Andrieu, a fellow graduate of the École Nationale d’Administration (ENA). She is known for maintaining a relatively private personal life despite her high-profile career.

Beyond banking, Bérard has notable cultural interests. She serves as a non-executive board member of the Domaine de Chantilly, the historic estate near Paris renowned for its exceptional Renaissance art collections and the Musée Condé. She is also the author of the critically acclaimed memoir “Le Siècle d’Assia” (2019, Flammarion), which chronicles her maternal grandfather’s extraordinary journey from a Jewish community in Ukraine through Tel Aviv to Paris, where he became a watch-strap craftsman.

Notable Achievements & Distinctions

  • First Female CEO of a Top-3 Dutch Bank – Made history upon appointment in April 2025
  • Published Author“Le Siècle d’Assia” (Flammarion, 2019); critically acclaimed family memoir
  • Chevalier de la Légion d’Honneur – Honored with France’s highest order of merit
  • ENA Graduate – One of only a handful of ENA alumni to lead a non-French European bank
  • Presidential Advisor – Served President Sarkozy during the 2008–2009 financial crisis
  • Board Member, Domaine de Chantilly – Non-executive director of the historic French estate

Bérard is widely regarded as a strategic thinker with deep expertise in French and European regulatory frameworks. Her appointment at ABN AMRO marked a deliberate choice to bring an outsider’s perspective — and international ambition — to a traditionally Dutch institution.

About ABN AMRO

ABN AMRO Bank N.V. is one of the three largest banks in the Netherlands, headquartered on the Gustav Mahlerlaan in the Zuidas business district of Amsterdam. With approximately €400 billion in total assets and around 26,000 employees, ABN AMRO serves retail, private banking, and corporate clients across the Netherlands and internationally.

The bank’s history stretches back to 1765, with the present entity formed in 1991 through the merger of Algemene Bank Nederland (ABN) and Amsterdam–Rotterdam Bank (AMRO). ABN AMRO remains partially state-owned following its €30 billion government bailout during the 2008 financial crisis, with the Dutch government gradually reducing its stake through the NLFI trust.

Detail Information
Founded 1991 (roots to 1765)
Headquarters Amsterdam, Netherlands
CEO Marguerite Bérard (since April 2025)
Total Assets ~€400 billion
Employees ~26,000
Stock Exchange Euronext Amsterdam (Ticker: ABN)
Key Segments Retail Banking, Private Banking, Corporate Banking
Major Brands ABN AMRO, Florius, MoneYou (to be discontinued)

In November 2025, ABN AMRO announced the acquisition of NIBC Bank from Blackstone for approximately €960 million (0.85x book value), expected to close in H2 2026. The deal will significantly strengthen ABN AMRO’s position in the Dutch mortgage market and add affluent retail clients. As part of the integration strategy, ABN AMRO has decided to continue focusing on its core mortgage labels (ABN AMRO and Florius) while discontinuing the Moneyou brand.

Frequently Asked Questions (FAQ)

Who is the current CEO of ABN AMRO?

The current CEO of ABN AMRO is Marguerite Bérard. She was appointed CEO and Chair of the Executive Board on April 23, 2025, for a four-year term. She is the first woman to lead a top-three Dutch bank, succeeding Robert Swaak. Before joining ABN AMRO, Bérard led BNP Paribas’s French retail banking division.

What is Marguerite Bérard’s net worth in 2026?

Marguerite Bérard’s net worth is not publicly disclosed. Her ABN AMRO salary is €862,672 per year with zero bonus due to Dutch banking regulations prohibiting variable pay at bailed-out banks. She previously held senior roles at BNP Paribas and BPCE Group, which likely contributed to significant accumulated wealth.

What is the ABN AMRO CEO’s salary?

Bérard earns €862,672 per year (including statutory holiday allowance) with no variable remuneration whatsoever. This makes her one of the lowest-paid major bank CEOs in Europe, a consequence of the Dutch “bonus ban” applying to banks that received government bailouts during the 2008 financial crisis.

What is the ABN AMRO CEO’s email address?

Marguerite Bérard’s corporate email is [email protected]. She can also be reached via LinkedIn. ABN AMRO’s headquarters is located at Gustav Mahlerlaan 10, 1082 PP Amsterdam, Netherlands.

How old is Marguerite Bérard?

Marguerite Bérard is 48 years old (born December 31, 1977, in Paris, France). She is a graduate of the École Nationale d’Administration (ENA), Sciences Po Paris, and Princeton University. She is also the author of the memoir “Le Siècle d’Assia” (2019).

Is ABN AMRO profitable?

Yes. ABN AMRO posted a full-year 2025 net profit of approximately €2.25 billion with net interest income exceeding €6.3 billion. The bank has a CET1 ratio of 15.4% and a market capitalization of approximately €24 billion. ABN AMRO also announced the acquisition of NIBC Bank for €960 million in November 2025.

What did Marguerite Bérard do before ABN AMRO?

Before becoming ABN AMRO CEO, Bérard served as Head of French Commercial and Personal Banking at BNP Paribas (2019–2024) and as a Management Board member at BPCE Group (2012–2018). She also served as advisor to French President Nicolas Sarkozy at the Élysée Palace (2007–2010) and began her career at the French Ministry of Finance.

Article last updated: March 2026

Disclaimer: All information presented in this article has been compiled from publicly available sources, including official company press releases, corporate filings, and reputable news outlets. This content is provided for informational purposes only and does not constitute financial or investment advice.